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Reserve It Now.
Pay On Your Schedule.
Centerfire’s Layaway Installment Program (CLiP) lets you lock in what you want today and pay over the next 90 days — no extra financing, no hidden fees.
$200Minimum Order
$2,800Maximum Order
90 DaysTo Pay In Full
5 DaysTo Confirm
How It Works
Four Simple Steps
From checkout to shipping — here’s exactly what happens when you place a CLiP order.
Shop & Add To Cart
Browse our full inventory and add eligible items to your cart. Most items qualify — exceptions are noted below.
Choose Layaway At Checkout
Select Layaway as your payment method. We’ll email an invoice the next business day with a link to pay.
Pay At Your Pace
Confirmation payment due day 5. Pay the balance any time before day 90 — on your schedule.
We Ship When Paid
Once your final payment clears, we process and ship the next business day. FFL items ship to your dealer.
The Details
Eligibility & Payments
Who Can Participate
- Anyone 21 years of age or older
- Most items (see ineligible list below)
- One active CLiP order at a time
- Unlimited lifetime orders once paid off
- Subject to state & shipping restrictions
Payment Requirements
- Confirmation payment due within 5 days of invoice
- Confirmation is $50 or 10% of total — whichever is greater
- First $50 is non-refundable
- Final payment due by day 90
- Pay online anytime via the emailed invoice link
Fine Print
Ineligible Items
The following are not eligible for the CLiP program.
- Dealer or wholesale pricing
- Ammunition
- Items marked AS-IS or CLEARANCE
- Orders with different billing & shipping addresses
- Orders placed in someone else’s name
- Multiple active orders per customer
Cancellations & Restocking Fees
Missed confirmation payment: order is automatically cancelled.
Cancellation within 30 days: $50 fee.
Cancellation after 30 days or expired orders: $50 fee.
Background check denials: $50 fee. Shipping fees are non-refundable. Any expenses incurred are deducted from the refund. Refunds may be issued as store credit or gift card.
Common Questions
Layaway FAQ
Why did the layaway minimums change?
Due to a high volume of orders, and in an ongoing effort to provide the best service to our customers, we made updates to our CLiP program. These changes give you the comfort of knowing you can afford the items you want on your terms — without extra financing or hidden fees.
Why can’t I place any more orders on layaway?
If you’ve placed more than 3 orders on layaway without confirming or settling them, you’ll be ineligible to put an order on layaway for 6 months. Give our customer service team a call to go over your specific situation.
I paid more than $50 to confirm. Will I forfeit my entire down payment if I cancel?
No. Only $50 is non-refundable, regardless of how much was put down up front.
How do I make payments on my layaway?
You’ll receive an invoice in your email with a link to make payments. We recommend flagging this email so you can reference that link whenever you want to pay down the balance.
What happens if I forget I placed a layaway?
It happens — that’s why we send reminders. We send one about half-way through the 90-day term and another around 2 weeks before expiration.